Lemonade Pet + Renters Insurance Bundle: Save Up to 10% in 2026

How the Lemonade Bundle Discount Works

When you hold two or more active Lemonade policies - such as pet insurance combined with renters insurance, homeowners insurance, or car insurance - Lemonade applies a multi-policy discount of up to 10% to each qualifying policy. The discount is applied automatically when you add a second policy to your existing Lemonade account through the app. You do not need to call or apply separately.

How Much Can You Actually Save?

The exact savings depend on your individual premiums. As an example: if your Lemonade renters insurance costs $15 per month and your Lemonade pet insurance costs $25 per month, a 10% bundle discount saves you $1.50 per month on renters and $2.50 per month on pet insurance - a total of $4 per month or $48 per year. Over 5 years, that is $240 in savings just from the bundle discount.

Who Benefits Most from the Lemonade Bundle?

The Lemonade bundle makes the most financial sense for renters who already have or plan to get renters insurance. Since Lemonade renters insurance starts at just $5 per month and pet insurance starting from $12 per month, the bundle is an exceptionally affordable combination for apartment dwellers with pets. Urban renters in cities like New York, Los Angeles, Chicago, Houston, and Miami are the core audience for this bundle.

Does Lemonade Renters Insurance Benefit Pet Owners?

Yes, in two important ways. First, Lemonade renters insurance covers personal liability if your pet injures someone or damages their property - for example, if your dog bites a neighbor or your cat knocks over an expensive item in a friend's home. Second, if your apartment becomes uninhabitable due to a covered event and you need to temporarily board your pet, your loss-of-use coverage may help cover accommodation costs where your pet can stay.

How to Get the Lemonade Bundle

Getting the Lemonade bundle is simple. If you already have one Lemonade policy, open the Lemonade app and tap the plus icon to add a new policy. Select the additional insurance type and complete the short questionnaire. Lemonade automatically applies the bundle discount to both policies. If you are new to Lemonade, start with whichever policy you need first - the bundle discount applies the moment you add your second policy.